After a collision that causes property damage, what documentation should you have prepared?

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After a collision that causes property damage, the proper action is to stop, exchange information, and document the incident. Stopping at the scene and giving your details—name, address, license, vehicle registration, and insurance information—to the other party ensures everyone has the necessary information for a claim. Exchanging information isn’t enough on its own without creating a record, so you also need to document what happened: take clear photos of the damage and the scene, note the location, time, weather, road conditions, and any witnesses. This creates an accurate account you can use for insurance and any required reports. Relying only on photos or only on a call to your insurer misses the essential step of staying at the scene and exchanging information, which is why this option is the correct approach.